To login to Home Banking, you type your account number & PIN
(Personal Identification Number) as you always have – with no added
steps. When you try to access your account from an unknown machine
(all computers since we are just starting), you will be required to
choose 3 different questions and provide answers to each.
At this point you have a choice as to whether or not you
consider the PC you are at is one you want to be a secure PC. If
you are using a public PC that you would not want anyone else to
be able to access your account from, you would not specify it as
a secure device. (You would answer no to the question: Do you
want us to remember this computer so you can avoid answering
challenge questions the next time you log in?). If you are
using a home PC or one at work that you have complete control
over you could specify it as a secure device. Un-Secure devices
will always require you to answer at least one of the questions
you previously chose correctly. Secure devices (which you
answered yes to the question: Do you want us to remember this
computer so you can avoid answering challenge questions the next
time you log in?) only require you to choose and answer the
three questions initially. You will not be required to answer
the questions again when using that computer. Thereby not
burdening you again with the additional steps. Please note that
if you ever delete cookies on your computer that it also removes
the secure status. The next time you login to Home Banking you
will have to answer correctly at least one of the original
questions you chose. Your answers are not case sensitive.
In the event you do not answer at least one question
correctly, after three attempts, you will be temporarily
locked out for a period of 10 to 20 minutes. If you do not
remember any of your answers to the questions you answered,
you will need to contact the credit union at the phone #
listed below.
You may change your questions by clicking on the
settings link and choosing different questions and
answers after you are logged on to your account.
The Credit Union is committed to providing the
highest level of security possible. If you have any
questions please call us at
Stamford (203) 324-2144,
Bridgeport (203) 366-1336.